Private Lenders in Australia

NON BANK BUSINESS LENDERS

Crystal Blue Commercial Loans is a nationally operated business funding specialist. We can assist with PPSR Loans, Caveat Loans, First and Second Mortgages and Unsecured Business Loans through private funding. We understand the needs of our clients and will do whatever is necessary to ensure our funding process is as easy as possible. The key advantage of using private lenders is that they allow your business to operate with sufficient freedom due to fast and flexible funding options.

DO I HAVE TO PROVIDE SECURITY FOR THE LOAN ?

Caveat Loans or First/ Second Mortgages are simply asset lend type of loans and are secured against real estate (usually residential or commercial property or land). Unsecured Business Loans require No Collateral or Security and your application is assessed on your revenue and the cash flow of the business. They are asset based loans and are secured against real estate (usually a house, commercial property or residential or industrial land) Caveat Loans are available to clients who wish to retain their existing 1st mortgage but require a short term line of funding beyond their current credit provider’s capacity. 

HOW QUICKLY CAN I RECEIVE FUNDING FROM PRIVATE LENDERS ?

Private Funding can be as quick as 3 -5 business days but is dependent on how quickly all supporting documentation and information is provided when requested.

WHAT IS THE APPLICATION PROCESS ?

We understand time can be a significant constraint for small business owners, therefore we have made our application process as simple as possible. 

First step will be completing our Express Enquiry Form and or our online full loan application form to check your eligibility and provide you with an Indicative pre-approval confirmation. Once you’re Eligibility and or pre-approval has been Confirmed, we will Send You the Letter of Offer. Once this is signed and returned we will then order all formal loan documents. Once these are received, then you will need to take them a Solicitor and or JP (Justice of the Peace) for independent advice and witnessing. Once the loan documents have been completed correctly and returned, our accounts team will transfer your funds into your business bank account.

WHAT ARE LOANS FROM PRIVATE LENDERS TYPICALLY USED FOR?